Does Insurance Cover Faulty Workmanship. However, the contractor would be liable even if his insurance doesn't cover it if you obtain a judgment against him. One of the ones that most often surfaces is the work product exclusion, which generally reads as follows:
However, the contractor would be liable even if his insurance doesn't cover it if you obtain a judgment against him. Presuming a claim for faulty work is considered property damage caused by an occurrence (see the above discussion), we need to examine a series of property damage exclusions to determine the extent of coverage found in the iso cgl policy for faulty work (1986 and later editions). If you're sued for faulty work, the first thing you should do is call an experienced contractor insurance attorney.
Either your contractor agrees to repair it at his expense, or you'll have to pay someone else to redo the work, then sue the original contractor for the cost of repairs. The insurance policies usually have language providing that damage due to faulty workmanship and construction is not covered by the policy. Contractual obligations are equally not covered along with defective parts and if. It does not protect damages caused by faulty workmanship or insufficient warranties.